دانلود مقاله انگلیسی رایگان:Access to finance among small and medium-sized enterprises and job creation in Africa - 2020
دانلود بهترین مقالات isi همراه با ترجمه فارسی
دانلود مقاله انگلیسی کارآفرینی رایگان
  • Access to finance among small and medium-sized enterprises and job creation in Africa Access to finance among small and medium-sized enterprises and job creation in Africa
    Access to finance among small and medium-sized enterprises and job creation in Africa

    سال انتشار:

    2020


    عنوان انگلیسی مقاله:

    Access to finance among small and medium-sized enterprises and job creation in Africa


    ترجمه فارسی عنوان مقاله:

    Access to finance among small and medium-sized enterprises and job creation in Africa


    منبع:

    Sciencedirect - Elsevier - Structural Change and Economic Dynamics, 55 (2020) 177-189: doi:10:1016/j:strueco:2020:08:008


    نویسنده:

    Zuzana Brixiová, Thierry Kangoye, Thierry Urbain Yogo


    چکیده انگلیسی:

    In the past decade inclusive growth, that is job-rich growth, has topped the policy agenda in developing countries. This paper investigates how the access to finance affects employment in small and medium- sized enterprises (SMEs) in Sub-Saharan Africa. It first presents a model where firm creation requires entrepreneurial search and paying the start-up costs, while the firm’s size in terms of employment de- pends on the access to credit. Under the financial market imperfections, access to credit can be a binding constraint on firm entry and employment even when the banks have sufficient liquidity. Using an impact evaluation-based approach on firm-level data from 42 African countries, we show that SMEs with access to formal financing create more jobs than firms without access, with employment in firms having access to more affordable and larger loans growing the fastest. The impact of access to finance is stronger for firms in manufacturing than in services, pointing to sectoral targeting of finance as a possible policy supporting industrialization.© 2020 Elsevier B.V. All rights reserved.
    Keywords: Entrepreneurship | Financial inclusion | Employment | Propensity score matching


    سطح: متوسط
    تعداد صفحات فایل pdf انگلیسی: 13
    حجم فایل: 483 کیلوبایت

    قیمت: رایگان


    توضیحات اضافی:




اگر این مقاله را پسندیدید آن را در شبکه های اجتماعی به اشتراک بگذارید (برای به اشتراک گذاری بر روی ایکن های زیر کلیک کنید)

تعداد نظرات : 0

الزامی
الزامی
الزامی
rss مقالات ترجمه شده rss مقالات انگلیسی rss کتاب های انگلیسی rss مقالات آموزشی
logo-samandehi