عنوان انگلیسی مقاله:
Catch me if I fall: Cross-national differences in willingness to take financial risks as a function of social and state ‘cushioning’
ترجمه فارسی عنوان مقاله:
اگر سقوط کنم، من را بگیر: تفاوت های متقابل ملی در تمایل به ریسک مالی به عنوان عملکرد اجتماعی و دولت "انعطاف"
Sciencedirect - Elsevier - International Business Review, Corrected proof. doi:10.1016/j.ibusrev.2017.03.008
Claudia R. Schneidera,*, Dennis D. Fehrenbacherb, Elke U. Weber
Knowledge about the existence and source of national differences in willingness to take risks plays a vital
role in ensuring successful communication, collaboration, and understanding across countries, from the
personal to the organizational and political/social domain. The current study investigates differences in
financial risk-taking willingness between countries as a function of social and state ‘cushioning’, i.e. the
extent of a person’s social support network and the state’s social-safety support network. The study
compares large-scale household data and self-reports on willingness to take financial risks across three
countries differing in their state support networks: Austria, Italy and the United States. Results show that
personal social support network size influences risk-taking willingness (social cushioning). Furthermore,
and most notably, we find evidence of an interactive relationship between social and state cushioning.
High state cushioning renders the influence of social cushioning on financial risk-taking willingness less
important. Contributions to management and business practice as well as theory on the influence of
personal distance to financial support on risk-taking willingness are discussed.
Keywords: Cushion hypothesis | Financial risk-taking willingness | Cross-national comparison | Social support network | State support network