با سلام خدمت کاربران در صورتی که با خطای سیستم پرداخت بانکی مواجه شدید از طریق کارت به کارت (6037997535328901 بانک ملی ناصر خنجری ) مقاله خود را دریافت کنید (تا مشکل رفع گردد).
ردیف | عنوان | نوع |
---|---|---|
1 |
Forecasting third-party mobile payments with implications for customer flow prediction
پیش بینی پرداخت های تلفن همراه شخص ثالث با پیامدهای پیش بینی جریان مشتری-2020 Forecasting customer flow is key for retailers in making daily operational decisions, but
small retailers often lack the resources to obtain such forecasts. Rather than forecasting
stores’ total customer flows, this research utilizes emerging third-party mobile payment
data to provide participating stores with a value-added service by forecasting their share
of daily customer flows. These customer transactions using mobile payments can then be
utilized further to derive retailers’ total customer flows indirectly, thereby overcoming
the constraints that small retailers face. We propose a third-party mobile-paymentplatform
centered daily mobile payments forecasting solution based on an extension
of the newly-developed Gradient Boosting Regression Tree (GBRT) method which can
generate multi-step forecasts for many stores concurrently. Using empirical forecasting
experiments with thousands of time series, we show that GBRT, together with a strategy
for multi-period-ahead forecasting, provides more accurate forecasts than established
benchmarks. Pooling data from the platform across stores leads to benefits relative to
analyzing the data individually, thus demonstrating the value of this machine learning
application. Keywords: Analytics | Big data | Customer flow forecasting | Machine learning | Forecasting many time series | Multi-step-ahead forecasting strategy |
مقاله انگلیسی |
2 |
مجموعه داده برای عملکرد پرداخت الکترونیکی در سیستم بانکداری نیجریه: تحلیل روند از سال 2012 تا 2017
سال انتشار: 2018 - تعداد صفحات فایل pdf انگلیسی: 5 - تعداد صفحات فایل doc فارسی: 8 ظهور فناوری اطلاعات و ارتباطات (ICT) در عصر جدید به دیجیتالی شدن فرآیندهای کسب و کار از جمله بانکداری منجر شده است. برای اندازه گیری عملکرد در میان دیگر سودمندی¬ها، مجموعه داده برای این کانال¬های الکترونیکی بانکی - دستگاه خودپرداز یا ATM، معاملات اینترنتی (وب) ، پرداخت با موبایل، پرداخت از طریق مسنجر، صندوق انتقال الکترونیک، فروش با دستگاه پوز (POS)، تسویه خودکار چک و برات¬های الکترونیکی پرداخت، بررسی شد. این مجموعه داده تجزیه و تحلیلی از کارایی روند پرداخت الکترونیکی از ارزش و حجم آن در هر کانال بر روی پلت فرم سیستم بین بانکی مسکن نیجریه (NIBSS) در شش سال گذشته از سال 2012 - 2017 فراهم می کند.
کلیدواژگان: اقتباس | رقابت | دیجیتالی شدن | بانکداری الکترونیکی | کارائی پرداخت الکترونیکی. |
مقاله ترجمه شده |
3 |
Evaluation of an integrated mobile payment, route planner and social network solution for public transport
ارزیابی یک پرداخت یکپارچه تلفن همراه، برنامه ریز مسیر و راه حل شبکه های اجتماعی برای حمل و نقل عمومی-2017 The proliferation of new technologies is revolutionizing the public transport sector, allowing Operators to replace complex and
expensive infrastructures by travellers’ mobile devices and online management channels and platforms. This paper aims to present
the Seamless Mobility platform, a disruptive solution based on these new channels, which main goal is to facilitate and promote
public transport usage for travellers, as well as reducing operational costs for public transport companies. The Seamless Mobility
platform integrates three main components: (i) mobile payments, (ii) route planner, and (iii) social network. The payment
component is based on the pay-as-you-go concept with check-in and check-out requiring the reading of the corresponding QR Code
station. The route planner combines information from published schedules with real-time information to identify the nearest stops,
the next departures, or the best route for a scheduled trip. The social network component allows real time sharing among travellers
of public transport information, related to several aspects of the service (e.g. noise, skilfulness of drivers). To test the concept, a
mobile application, called OneRide, was developed. This application was tested by users in real environment, in the city of Porto,
Portugal. The results show that users considered the system extremely useful, since it is more convenient than traditional systems.
It was also clear that users valued the integration of additional and complementary services with mobile payments, such as
information about their journey, maps and schedules. Regarding the social component some users found it difficult to understand
the concept, but once they understood they considered it very useful. The use of the QR Codes to perform the payment has shown
to be one of the main challenges to be addressed, since lighting conditions, position and distance to the QR Code influences the
reading process.
Keywords: Mobile payments | journey planner | social network | public transport | seamless mobility |
مقاله انگلیسی |