دانلود و نمایش مقالات مرتبط با Mobile payments::صفحه 1
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نتیجه جستجو - Mobile payments

تعداد مقالات یافته شده: 3
ردیف عنوان نوع
1 Forecasting third-party mobile payments with implications for customer flow prediction
پیش بینی پرداخت های تلفن همراه شخص ثالث با پیامدهای پیش بینی جریان مشتری-2020
Forecasting customer flow is key for retailers in making daily operational decisions, but small retailers often lack the resources to obtain such forecasts. Rather than forecasting stores’ total customer flows, this research utilizes emerging third-party mobile payment data to provide participating stores with a value-added service by forecasting their share of daily customer flows. These customer transactions using mobile payments can then be utilized further to derive retailers’ total customer flows indirectly, thereby overcoming the constraints that small retailers face. We propose a third-party mobile-paymentplatform centered daily mobile payments forecasting solution based on an extension of the newly-developed Gradient Boosting Regression Tree (GBRT) method which can generate multi-step forecasts for many stores concurrently. Using empirical forecasting experiments with thousands of time series, we show that GBRT, together with a strategy for multi-period-ahead forecasting, provides more accurate forecasts than established benchmarks. Pooling data from the platform across stores leads to benefits relative to analyzing the data individually, thus demonstrating the value of this machine learning application.
Keywords: Analytics | Big data | Customer flow forecasting | Machine learning | Forecasting many time series | Multi-step-ahead forecasting strategy
مقاله انگلیسی
2 مجموعه داده برای عملکرد پرداخت الکترونیکی در سیستم بانکداری نیجریه: تحلیل روند از سال 2012 تا 2017
سال انتشار: 2018 - تعداد صفحات فایل pdf انگلیسی: 5 - تعداد صفحات فایل doc فارسی: 8
ظهور فناوری اطلاعات و ارتباطات (ICT) در عصر جدید به دیجیتالی شدن فرآیندهای کسب و کار از جمله بانکداری منجر شده است. برای اندازه گیری عملکرد در میان دیگر سودمندی¬ها، مجموعه داده برای این کانال¬های الکترونیکی بانکی - دستگاه خودپرداز یا ATM، معاملات اینترنتی (وب) ، پرداخت با موبایل، پرداخت از طریق مسنجر، صندوق انتقال الکترونیک، فروش با دستگاه پوز (POS)، تسویه خودکار چک و برات¬های الکترونیکی پرداخت، بررسی شد. این مجموعه داده تجزیه و تحلیلی از کارایی روند پرداخت الکترونیکی از ارزش و حجم آن در هر کانال بر روی پلت فرم سیستم بین بانکی مسکن نیجریه (NIBSS) در شش سال گذشته از سال 2012 - 2017 فراهم می کند.
کلیدواژگان: اقتباس | رقابت | دیجیتالی شدن | بانکداری الکترونیکی | کارائی پرداخت الکترونیکی.
مقاله ترجمه شده
3 Evaluation of an integrated mobile payment, route planner and social network solution for public transport
ارزیابی یک پرداخت یکپارچه تلفن همراه، برنامه ریز مسیر و راه حل شبکه های اجتماعی برای حمل و نقل عمومی-2017
The proliferation of new technologies is revolutionizing the public transport sector, allowing Operators to replace complex and expensive infrastructures by travellers’ mobile devices and online management channels and platforms. This paper aims to present the Seamless Mobility platform, a disruptive solution based on these new channels, which main goal is to facilitate and promote public transport usage for travellers, as well as reducing operational costs for public transport companies. The Seamless Mobility platform integrates three main components: (i) mobile payments, (ii) route planner, and (iii) social network. The payment component is based on the pay-as-you-go concept with check-in and check-out requiring the reading of the corresponding QR Code station. The route planner combines information from published schedules with real-time information to identify the nearest stops, the next departures, or the best route for a scheduled trip. The social network component allows real time sharing among travellers of public transport information, related to several aspects of the service (e.g. noise, skilfulness of drivers). To test the concept, a mobile application, called OneRide, was developed. This application was tested by users in real environment, in the city of Porto, Portugal. The results show that users considered the system extremely useful, since it is more convenient than traditional systems. It was also clear that users valued the integration of additional and complementary services with mobile payments, such as information about their journey, maps and schedules. Regarding the social component some users found it difficult to understand the concept, but once they understood they considered it very useful. The use of the QR Codes to perform the payment has shown to be one of the main challenges to be addressed, since lighting conditions, position and distance to the QR Code influences the reading process.
Keywords: Mobile payments | journey planner | social network | public transport | seamless mobility
مقاله انگلیسی
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